TERMS OF USE

Last updated: 27 September 2026

Acceptance

By accessing or using the AgeScores website, you agree to these Terms of Use. If you do not agree to these Terms, you should discontinue use of the website.

Separate contractual, subscription or licence terms may apply to AgeScores information products supplied to clients. Where separate terms apply, those terms govern the relevant licensed materials and prevail to the extent of any inconsistency concerning those materials.

Ownership

Unless expressly stated otherwise, this website and all content made available through it are owned by or licensed to AgeScores Pte. Ltd. This includes AgeScores names, trademarks, trade names, logos, information products, methodologies, frameworks, questions, scoring systems, ratings, assessments, classifications, taxonomies, reports, research, databases, datasets, commentary, graphics, tables, charts, text, designs and other proprietary materials. All rights not expressly granted are reserved. Together, these materials are referred to in these Terms as “AgeScores Content”.

Trademarks

AgeScores™, Sub-Industries AgeScores™ (SIAS™), Company Disclosed Exposure AgeScores™ (CoDEAge™), associated logos, names and other marks are trademarks or claimed proprietary marks of AgeScores Pte. Ltd., as applicable. Nothing on this website grants any right or licence to use an AgeScores trademark or branding without prior written permission.

Permitted Use

You may access publicly available portions of the website for legitimate informational purposes. This permission is limited, non-exclusive, non-transferable and revocable. It does not transfer ownership of any AgeScores intellectual property.

Prohibited Use

Except with prior written authorisation from AgeScores, you must not: • reproduce, copy, republish, distribute or transmit AgeScores Content; • sell, sublicense or commercially exploit AgeScores Content; • systematically download, scrape, crawl, harvest or extract AgeScores Content; • create databases or datasets derived from AgeScores Content; • create derivative ratings, scoring systems, indices, methodologies, benchmarks or research products substantially derived from AgeScores Content; • reverse engineer, reconstruct, infer or attempt to replicate proprietary AgeScores methodologies, scoring logic, question architecture, classifications or assessment processes, except to the extent such restriction is prohibited by applicable law; • remove copyright, trademark or proprietary notices; • alter, manipulate, misrepresent or misleadingly present an AgeScores score, rating, assessment or other AgeScores Content; • present AgeScores Content as your own, or imply endorsement, sponsorship or approval by AgeScores without written permission; • use AgeScores Content in violation of applicable law; or • interfere with the operation, integrity or security of the website.

Artificial Intelligence and Machine Learning

AgeScores Content may not, without prior written permission from AgeScores, be used for the training, fine-tuning, grounding, development, testing, evaluation or improvement of artificial-intelligence or machine-learning systems. This prohibition includes use in or for: • training or evaluation datasets; • embeddings or vector databases; • model weights; • retrieval augmented generation systems; • synthetic datasets; • automated rating or assessment systems; or • models, agents, services or products intended to reproduce, approximate, substitute for or derive from AgeScores methodologies, ratings or assessments. Automated, agentic or systematic extraction of AgeScores Content for such purposes is prohibited.

Automated Access

AgeScores may use technical measures to manage or restrict automated access to its website. You must not circumvent, disable or interfere with such measures or use bots, crawlers, agents or automated tools in a manner inconsistent with these Terms.

References and Citations

AgeScores Content may be cited or referenced in a fair and accurate manner for legitimate informational or professional purposes, provided that the citation or reference does not reproduce substantial portions of AgeScores Content, misrepresent the content or imply affiliation, sponsorship, approval or endorsement by AgeScores. Hyperlinks to publicly available AgeScores webpages are permitted provided they are presented fairly, do not imply affiliation, sponsorship, approval or endorsement, and do not frame, mirror or otherwise misrepresent AgeScores Content.

Third-Party Links

The website may contain links or references to third-party websites, information or services. AgeScores does not control and is not responsible for the content, availability, security, accuracy or privacy practices of third parties. A link or reference does not constitute endorsement.

Website Availability

AgeScores does not guarantee that the website will always be available, uninterrupted, secure or error-free. AgeScores may modify, suspend, restrict or discontinue any part of the website at any time.

Legal & Disclaimer

Use of this website and AgeScores Content is subject to the AgeScores Legal & Disclaimer, which forms part of these Terms.

Enforcement

AgeScores reserves the right to protect its intellectual property and contractual rights through appropriate technical, contractual and legal measures. AgeScores may restrict website access where it reasonably believes these Terms have been violated.

Indemnity

To the extent permitted by applicable law, you agree to indemnify AgeScores Pte. Ltd. against losses, claims, liabilities, damages, costs and reasonable expenses resulting from your unlawful use of the website, infringement or misappropriation of AgeScores intellectual property, material breach of these Terms, or violation of applicable third-party rights.

Severability

If any provision of these Terms is determined to be invalid, unlawful or unenforceable, the remaining provisions will continue in effect to the fullest extent permitted by law.

No Waiver

Failure by AgeScores to exercise or enforce any right does not constitute a waiver of that right.

Governing Law and Jurisdiction

These Terms and any dispute arising from or relating to this website are governed by the laws of Singapore. Subject to any rights that cannot lawfully be excluded, the courts of Singapore shall have exclusive jurisdiction.

Changes

AgeScores may amend these Terms from time to time. The revised Terms apply from the date stated on the website. Continued use of the website after revised Terms take effect constitutes acceptance to the extent permitted by applicable law.

TERMS OF USE

Last updated: 27 September 2026

Acceptance

By accessing or using the AgeScores website, you agree to these Terms of Use. If you do not agree to these Terms, you should discontinue use of the website.

Separate contractual, subscription or licence terms may apply to AgeScores information products supplied to clients. Where separate terms apply, those terms govern the relevant licensed materials and prevail to the extent of any inconsistency concerning those materials.

Ownership

Unless expressly stated otherwise, this website and all content made available through it are owned by or licensed to AgeScores Pte. Ltd. This includes AgeScores names, trademarks, trade names, logos, information products, methodologies, frameworks, questions, scoring systems, ratings, assessments, classifications, taxonomies, reports, research, databases, datasets, commentary, graphics, tables, charts, text, designs and other proprietary materials. All rights not expressly granted are reserved. Together, these materials are referred to in these Terms as “AgeScores Content”.

Trademarks

AgeScores™, Sub-Industries AgeScores™ (SIAS™), Company Disclosed Exposure AgeScores™ (CoDEAge™), associated logos, names and other marks are trademarks or claimed proprietary marks of AgeScores Pte. Ltd., as applicable. Nothing on this website grants any right or licence to use an AgeScores trademark or branding without prior written permission.

Permitted Use

You may access publicly available portions of the website for legitimate informational purposes. This permission is limited, non-exclusive, non-transferable and revocable. It does not transfer ownership of any AgeScores intellectual property.

Prohibited Use

Except with prior written authorisation from AgeScores, you must not: • reproduce, copy, republish, distribute or transmit AgeScores Content; • sell, sublicense or commercially exploit AgeScores Content; • systematically download, scrape, crawl, harvest or extract AgeScores Content; • create databases or datasets derived from AgeScores Content; • create derivative ratings, scoring systems, indices, methodologies, benchmarks or research products substantially derived from AgeScores Content; • reverse engineer, reconstruct, infer or attempt to replicate proprietary AgeScores methodologies, scoring logic, question architecture, classifications or assessment processes, except to the extent such restriction is prohibited by applicable law; • remove copyright, trademark or proprietary notices; • alter, manipulate, misrepresent or misleadingly present an AgeScores score, rating, assessment or other AgeScores Content; • present AgeScores Content as your own, or imply endorsement, sponsorship or approval by AgeScores without written permission; • use AgeScores Content in violation of applicable law; or • interfere with the operation, integrity or security of the website.

Artificial Intelligence and Machine Learning

AgeScores Content may not, without prior written permission from AgeScores, be used for the training, fine-tuning, grounding, development, testing, evaluation or improvement of artificial-intelligence or machine-learning systems. This prohibition includes use in or for: • training or evaluation datasets; • embeddings or vector databases; • model weights; • retrieval augmented generation systems; • synthetic datasets; • automated rating or assessment systems; or • models, agents, services or products intended to reproduce, approximate, substitute for or derive from AgeScores methodologies, ratings or assessments. Automated, agentic or systematic extraction of AgeScores Content for such purposes is prohibited.

Automated Access

AgeScores may use technical measures to manage or restrict automated access to its website. You must not circumvent, disable or interfere with such measures or use bots, crawlers, agents or automated tools in a manner inconsistent with these Terms.

References and Citations

AgeScores Content may be cited or referenced in a fair and accurate manner for legitimate informational or professional purposes, provided that the citation or reference does not reproduce substantial portions of AgeScores Content, misrepresent the content or imply affiliation, sponsorship, approval or endorsement by AgeScores. Hyperlinks to publicly available AgeScores webpages are permitted provided they are presented fairly, do not imply affiliation, sponsorship, approval or endorsement, and do not frame, mirror or otherwise misrepresent AgeScores Content.

Third-Party Links

The website may contain links or references to third-party websites, information or services. AgeScores does not control and is not responsible for the content, availability, security, accuracy or privacy practices of third parties. A link or reference does not constitute endorsement.

Website Availability

AgeScores does not guarantee that the website will always be available, uninterrupted, secure or error-free. AgeScores may modify, suspend, restrict or discontinue any part of the website at any time.

Legal & Disclaimer

Use of this website and AgeScores Content is subject to the AgeScores Legal & Disclaimer, which forms part of these Terms.

Enforcement

AgeScores reserves the right to protect its intellectual property and contractual rights through appropriate technical, contractual and legal measures. AgeScores may restrict website access where it reasonably believes these Terms have been violated.

Indemnity

To the extent permitted by applicable law, you agree to indemnify AgeScores Pte. Ltd. against losses, claims, liabilities, damages, costs and reasonable expenses resulting from your unlawful use of the website, infringement or misappropriation of AgeScores intellectual property, material breach of these Terms, or violation of applicable third-party rights.

Severability

If any provision of these Terms is determined to be invalid, unlawful or unenforceable, the remaining provisions will continue in effect to the fullest extent permitted by law.

No Waiver

Failure by AgeScores to exercise or enforce any right does not constitute a waiver of that right.

Governing Law and Jurisdiction

These Terms and any dispute arising from or relating to this website are governed by the laws of Singapore. Subject to any rights that cannot lawfully be excluded, the courts of Singapore shall have exclusive jurisdiction.

Changes

AgeScores may amend these Terms from time to time. The revised Terms apply from the date stated on the website. Continued use of the website after revised Terms take effect constitutes acceptance to the extent permitted by applicable law.

© 2026 AgeScores Pte. Ltd. All rights reserved.